技术布局

Embracing the AI era

Co-launched with Alibaba the first domain-specific LLM for the payment industry
Rapid understanding of industry knowledge and precise analysis of merchant business types

Accuracy boosted to 95% superior to general LLMs Manual review time slashed from 8 minutes to seconds

Radically lower compute: our self-trained 7B model matches a 70B general model in vertical scenarios, dramatically cutting enterprise AI costs

Built-in industry rule constraints mitigate model hallucinations and greatly enhance user intent recognition accuracy

Compliant with local Trusted Execution Environment (TEE) deployment. All data stays on-premises, strengthening data privacy and regulatory compliance across payment and financial sectors

Xingyi Payment's Payment-Focused LLMs

xingyi-1.0-Mean-3B-2507
xingyi-1.0-MR-VL-7B-2507

Embracing the AI era

Delving into AI spatio-temporal optimization technologies
Building an enterprise-grade LLM enhancement and application platform

Deep integration of industry expertise

Customized industry-specific LLMs Empowering industrial digital intelligence upgrades

All-in-One LLM Solutions

Deep integration of Retrieval-Augmented Generation (RAG) and Agent technologies
Unlocking exponential performance gains and targeted enablement for foundational LLMs

Exploring multimodal cognitive intelligence

Deepening multimodal cognitive fusion Expanding LLM application boundaries

Core technology

TERMINAL

CHIP

BARCODE

BLOCKCHAIN

DATA

Proprietary Liveness Detection Algorithm: Ranked 4th globally and No.1 in China at CVPR2020 Multi-Modal Challenge

Enhanced BCTC liveness testing and MPS Face Recognition performance validation

Led author of China' s national standard for face recognition

2010: Launched the world's first 2D barcode decoding "China Chip"

2018: Released the world's first independently developed digital citizen security decoding chip

2020: Introduced the fifth generation IOTC-0610 2D barcode decoding chip, doubling the decoding speed of the previous generation by 100%

The barcode chip technology employs an FPGA‑based simulation verification architecture; the next‑generation chip integrates a self‑developed NPU hardware accelerator and, combined with conventional barcode decoding techniques, achieves highly efficient barcode recognition

Possesses the first enterprise barcode laboratory accredited by CNAS in China

Led or participated in the formulation of 10 national standards

Has chaired or participated in the formulation of 10 national standards

Owns the independently developed blockchain platform "New Chain"

The first enterprise in Fujian to pass the Trusted Blockchain Government Evaluation by the China Academy of Information and Communications Technology, one of only four nationwide

The blockchain passed the CAC pilot acceptance for innovative application

Helped build “Jingshu Space” China's first blockchain‑based digital infrastructure and service platform

Financial-Grade Security

99.999% system
stability

5K+ TPS| 100M+
daily transactions

10M+
merchants

500M+
users

Carrier-Grade Reliability

Serving 300M+
customers

300PB+ daily
data processed

60PB+ total
storage

1997: Launched China' s first self-developed modular POS, breaking the foreign monopoly

2017: Our N910 smart handheld POS became the world's first to achieve PCI 5.x certification

2021: Launched a 21 TOPS Al edge product with high-precision facial recognition.Became a Class A donor candidate for OpenAtom's OpenHarmony Project

2021: became a member of the OpenHarmony project group under the OpenAtom Foundation and an A‑class candidate donor

2022: Launched the nation's first industrial-grade OpenHarmony-based barcode scanner

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Technology Strategy